I slept in until 10 today.

"Dr. Zoidberg - RIP Oppo" (thetomselleck) 07/14/2018 at 17:15 • Filed to: Personalopnik

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It was the best night’s sleep I’ve had in pro bably six months because reasons.

In other good news, we paid off 55% of our student debt Friday. It was one fat Sallie-Mae. Currently discussing if we should pay off the rest, or wait until our savings account is fatter. Both ideas have merit. I just want to pay them off, have peace of mind (and a sense of accomplishment) and one less fat bill every month . B ut having just bought a house, extra monies lying around should something happen is definitely appealing.

Longbed is happy with the cap off again, too.

gin-san - shitpost specialist > Dr. Zoidberg - RIP Oppo 07/14/2018 at 17:26

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Sounds like good news! Less debt, more sleep; cap this off with a good meal and drink and you’ve got yerself a great fuckin day there.

Rico > Dr. Zoidberg - RIP Oppo 07/14/2018 at 17:48

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Happy for you guys! I think you should take things slow for now and see how your account looks in 6 months. If you feel secure enough (and get any tax money back) you should   consider paying off the rest.

HFV has no HFV. But somehow has 2 motorcycles > Dr. Zoidberg - RIP Oppo 07/14/2018 at 19:02

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Every one needs a rest. I got up early  the morning cleaned my car, and made French toast and sausage muffins because my son had a friend over. Good stuff. 

fintail > Dr. Zoidberg - RIP Oppo 07/14/2018 at 19:32

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Depends on the rate. If your student loan rate is really low, better to pay off other debt/mortgage first, or invest it. I spent over 10 years paying mine off, as I consolidated at something like 2.5% soon after gra duation - no incentive to pay ahead.

Dr. Zoidberg - RIP Oppo > fintail 07/14/2018 at 19:46

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I can tell you that I'm definitely not at 2.5%

shop-teacher > Dr. Zoidberg - RIP Oppo 07/15/2018 at 00:02

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Man, you never know when you need a wad of cash for a house. Maybe make double payments as a compromise?

Dr. Zoidberg - RIP Oppo > shop-teacher 07/15/2018 at 00:07

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Ughhhhhhhhhh ADULTING

shop-teacher > Dr. Zoidberg - RIP Oppo 07/15/2018 at 00:10

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I know, right? It's the worst.

pip bip - choose Corrour > Dr. Zoidberg - RIP Oppo 07/15/2018 at 06:32

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i see it as a no brainer, pay off the student debt as quick as possible.